Customer stories

Real shops. Real money saved.

Two stories repeat across every Pay-E shop: customers who never paid, and customers who couldn't pay. We grouped the case studies the same way.

Composite stories grounded in operator interviews — names, locations, and figures are illustrative. We don't publish named customer details without explicit permission.

01 · The no-shows

Customers who promised to pay, then disappeared.

Phone orders that walked away unpaid — pizza shops on a Friday, bakeries with cancelled cakes, florists with cut-and-arranged flowers nobody picked up.

No-shows recoveredItalian takeaway · Footscray VIC

Mama Rosa's Pizza

Three large family pizza orders ($60–$90) were no-showing every Friday. Staff were reading card numbers off the phone into a portable EFTPOS — slow, error-prone, and cost the kitchen real money in wasted dough.

Friday at Mama Rosa's used to start with the phone ringing at 5pm and not stopping until 9. The two pizza chefs and one front-of-house staff would write orders on docket pads, repeat card numbers back over the noise, and key them into an old terminal.

After the third $90 family order in two weeks walked away unpaid, Sara — the owner — switched to Pay-E. SMS paylinks now go out the moment the order is taken. The kitchen ticket only prints after the customer pays.

"We don't argue about cards on the phone anymore, and the kitchen knows the order is real before we touch the dough."

We don't argue about cards on the phone anymore, and the kitchen knows the order is real before we touch the dough.

Sara, owner — Mama Rosa's Pizza

No-shows recoveredBeachside burgers · Bondi NSW

Coastal Burger Bar

Tourists called in $50–$120 family orders during beach season then changed their minds. Eight to ten weekend walk-aways every week in summer.

Bondi in January is brutal on a phone-order kitchen. Beachgoers ring with big family orders, food gets prepped, and half of them never show — a kid started crying, parking ran out, the line at the gelato shop was shorter.

Owner Nick estimated the loss at 8–10 orders per weekend. Pay-E paylinks fixed it in a week: customer pays via Apple Pay before the patty hits the grill.

Friday and Saturday phone orders are now up 30% as well. Nick reckons it's because customers trust a clean process more than they trust a card-over-phone shouting match.

No-shows recoveredWedding & birthday cake pre-orders · Carlton VIC

Verde Bakery

Cake pre-orders booked a week ahead. PDF invoices got ignored. Twelve cancellations a month, often after the ingredients were already bought.

Verde takes 30+ cake pre-orders for weddings, birthdays and corporate events every weekend. The old workflow was emailing a PDF invoice with a NET-7 term — by which point the cake was already in the oven schedule and ingredients were on the shelf.

Maria, the owner, switched to Pay-E for any pre-order requiring a 50% deposit. The deposit paylink is sent at order capture; only when it pays does the cake go into the oven schedule.

Cancellations dropped from 12 a month to 1 — and the one that did cancel had paid the deposit, so there was no out-of-pocket loss.

I used to dread checking the inbox on Monday morning — you'd see the cancellation emails and know which Saturdays were a write-off. The deposit changes that completely.

Maria, owner — Verde Bakery

No-shows recoveredWedding & funeral flowers · Hawthorn VIC

Petals & Stems Florist

A $1,200 wedding flower order lost when the over-the-phone card was declined. The customer was offended, the flowers were already prepped, and Petals ate the cost.

Sarah remembers the call. The bride's sister wanted to pay over the phone for a $1,200 ceremony arrangement. The card was declined twice. The third attempt went through, but the customer had already gone cold — embarrassed, suspicious of the merchant, refusing to give a different card. The flowers were already cut and arranged.

After that incident, Sarah moved every wedding or funeral order over $300 to a Pay-E paylink. The customer enters the card themselves through Stripe Checkout — no awkward back-and-forth, no PCI exposure for the shop.

Three weddings in the four months following used the new flow without a hitch.

I'm not a payments person. I'm a florist. The paylink lets me stop pretending I understand cards.

Sarah, owner — Petals & Stems Florist

02 · The unreachable customer

Customers who wanted to pay, but you had no way to take it.

Catering teams writing off NET-30 invoices. Cloud kitchens losing 30% to aggregators. Cafés watching corporate coffee runs cancel at the last second.

Couldn't take payment remotelyCorporate coffee runs · Surry Hills NSW

Saudade Coffee Roasters

Office managers calling 20-cup coffee orders for 10am meetings. The cafe had no fast way to take payment short of the customer walking in — orders cancelled at 9:55 when the meeting moved.

Surry Hills offices order coffee in batches. The barista would take the order over the phone, and the customer would walk in twenty minutes later to pay before grabbing the tray. Except — they'd often cancel at 9:55, after the espresso was already pulled, because the meeting had moved or the participants ran late.

Saudade now sends a Pay-E paylink for any order over $40. The customer pays through Apple Pay or Google Pay before they leave the office. The grinder doesn't run until the link is paid.

Average phone-order capture time went from 4:30 to 0:45 — most of the savings came from not chasing card numbers.

Couldn't take payment remotelyCorporate catering · Pyrmont NSW

Harbour Catering Co

$800–$3,000 catering orders for office events. PDF invoice + NET-30 terms meant chasing payment for weeks. Four unpaid invoices written off every quarter.

Office catering bookings used to come in Friday afternoon, get prepped Sunday, delivered Monday — and invoiced Tuesday. By the time the invoice was paid, the customer had already moved on to next month's event.

Harbour now collects 50% deposit upfront via a Pay-E paylink at booking. The remaining balance is paid the morning of the event before delivery leaves the kitchen.

Bad-debt write-offs are down 90% over the first six months. Cash flow is dramatically more predictable.

Couldn't take payment remotelyAfter-hours catering · Melbourne CBD VIC

Yum Cha Express @ QV Food Court

After-hours corporate yum cha catering, all phone-led. "Send me an invoice" delays meant orders sat unpaid and slow.

Yum Cha Express runs the lunch rush at QV from 11 to 3. After 3, the manager fields phone calls for office catering — 50-piece dim sum boxes for board meetings, 100-piece spreads for company drinks.

Old workflow: ask for company name, send a PDF invoice, get paid 14 days later if you were lucky. Pay-E paylinks now go out at the moment of quote — most are paid within an hour, and the kitchen blocks out the next day's prep schedule with confidence.

The stall also dropped the EFTPOS terminal rental for after-hours work, since paylinks handle it.

Couldn't take payment remotely3 virtual brands, delivery-only · Brunswick VIC

Brunswick Cloud Kitchens

Aggregator platforms take ~30%. Phone-order regulars wanted to skip the aggregator but the kitchen has no storefront and no POS terminal.

Brunswick Cloud Kitchens runs three virtual brands — Korean BBQ, Sicilian pizza, and a poke bowl concept — out of one industrial kitchen in inner-north Melbourne. There is no front-of-house. There is no POS terminal. Every order historically came through Uber Eats or Menulog at a 28–32% commission.

Regulars who learned the kitchen's number wanted to bypass the aggregators. Pay-E gave the team a way to take phone orders without a POS: SMS paylink, customer pays through Stripe Checkout, kitchen ticket prints when paid.

Now 22% of orders are direct, no aggregator fee. The savings are paying for an extra kitchen hand on Friday nights.

We don't run a storefront, but we still wanted real customers — not just app accounts. Pay-E gave us that without a $1,800 POS install.

Operations lead — Brunswick Cloud Kitchens

Your story next.